7 Things I Learned This Summer

This week is back-to-school week for the boys. Last year on back-to-school day, I wrote about the ten things I learned last summer. I reread it recently, to remember the important lessons I learned last summer. In honor of that post, and as a memorial for myself for next summer, here are some of the things I learned this summer.

1. Moving is hard.

I had forgotten, or perhaps blocked, how hard it is to move houses. For several months I could barely keep a thought in my head. I ran around from place to place, trying to get everything done in order to move. Then, when our furniture and boxes arrived here, unpacking was the pits. Chaos reigned supreme for weeks. Apparently, a lack of order in your home causes spikes in the stress hormone cortisol for women (not men, for some reason). Let me assure you that is true with me. And pro tip, don’t take an eight-week intensive online master’s class in the same two months you’re moving. Bad idea.

2. It is possible to change your life.

There was a small part of me who thought that we would never be able to make our dreams of location independence come true. I know, I know, we’re not traveling around the world. We moved to one spot. But we moved to the spot we picked, close to the people we love, and we are now both work from home, which is a sugar-sweet set up that Mr. ThreeYear and I are loving. We looked into the future, which is inherently unpredictable, and did everything we could to change our setups, and it worked.

3. The best things in life are (still) family.

When I think that I live so close to my family I get a thrill of joy that shoots up and down my body. I still can’t believe it’s true. Can’t believe my boys will grow up right down the road from their cousins, just a few hours from their grandparents, just a few hours from a huge extended family. Continue reading “7 Things I Learned This Summer”

The $217.27 Bedroom Makeover

Moving to a new home can be tough on kids. We took mine from the only home they ever remembered and asked them to move 900 miles South, to a 1000-square-foot smaller house with a very small backyard. It was hard for them to see the immediate benefits of that decision (benefits like a close pool, relatives right down the road, and no snow in the winter). All they saw was an unfamiliar new space that felt different and didn’t feel like it belonged to them.

So to convince them to move, we used the oldest parenting trick in the book. We bribed them. While you’re may tsk  at the idea of bribing your kid, let me expound for a minute on the benefits of bribery:

1. It works.

2. It gives kids something to look forward to.

3. It gives them some sense of negotiating power when, in all actuality, they have little to none.

Feeling like you have control in an uncontrollable situation makes you feel a little better about things.

For Little ThreeYear, we told him we’d finally get a dog. We realized that with our fenced-in back yard and both of us working from home, a dog would be a much more feasible addition to the family than it had in the past.

Lucy the dog www.thethreeyearexperiment.com
Meet Lucy the dog.

We told Junior ThreeYear that we’d decorate his new room however he wanted.

He wanted to paint it black.

I worked my creative wiles and convinced him that black accents would look much better than a completely black room. We looked at the myriad options online and found a couple of pictures that he liked as inspiration.

On the night before we moved into our new house, when we were doing the final walk-through, we discovered, under a rug and desk that the previous owner had left, a giant hole in the carpet. A tense negotiation commenced between our real estate agent and hers. Finally, she could no longer deny that she’d been trying to hide a huge hole in the carpet and agreed to pay to have it replaced. Continue reading “The $217.27 Bedroom Makeover”

5 Frugal Midsummer Activities for the Family

By my count, we have five weeks of summer left (school starts for us the last week of August). For our family, the first two weeks were consumed with moving to a new state. And even though we’ve spent the last two weeks enjoying more traditional summer activities, I know my kids have spent way more time on devices than I’d like.

So I’ve vowed to spend more time finding fun, frugal activities that will make the next five weeks feel more like summer. Here are five ideas you can use to keep your costs down for summer fun over the last half of summer for your family (sniff sniff it’s going too fast). And hey, since there are five ideas, you could try one per week!

Kids Bowl Free

This summer, for the first time ever, local bowling alleys have partnered up to let your kids bowl for free, all summer long. Sign up here for the program.  They also have discounted plans for adults. How it works is you sign your kids up and the program will send you links each week with coupons for two free games of bowling per day.

I took my kids last week and they had a blast. You will have to pay for their bowling shoes, so be prepared that this isn’t a completely free activity. In my local bowling alley, kids’ rentals were roughly $5 each (tax included). But I still feel like $10 is a pretty good value to keep the kids entertained all afternoon.

Continue reading “5 Frugal Midsummer Activities for the Family”

A Decade of Progress

Yesterday was my birthday. My family and I were sitting around the table, eating takeout subs (which is what I requested), when I asked Mr. ThreeYear what we’d been doing ten years ago. We dialed back the years and realized that was the year of the layoffs, when he’d been working in a job that was not right for him just to pay the bills, battling terrible anxiety and, in hindsight, depression, and I was staying home with our one-year-old.

I also realized that it was ten years ago (on July 4th) that I’d found The Total Money Makeover in the bookstore and we’d started our journey to financial independence.

Twenty Nine

I wonder what I was thinking on my birthday ten years ago. I was 29, facing the last year in my twenties, and was going through one of the most difficult periods of my adult life. But I had hope after reading that book. Continue reading “A Decade of Progress”

Curveballs

Life loves to mess up your best-laid plans, doesn’t it? At the ThreeYear house, we’ve been dealing with some curveballs that have been thrown our way lately. I can’t really go into details, because I don’t yet know how they’ll all shake out, but I can say that Mr. ThreeYear and I are currently feeling all the feelings.

How do you keep moving on, working towards your goals, putting one foot in front of the other, when things feel unsettled and unsure?

People have lots of good, well-intentioned advice like, “Just don’t think about it.” “Count your blessings.” “A year from now this will all be a distant memory.”

This is all terrible advice because it doesn’t work: don’t think about a tropical beach with sandy white beaches. How well did that work for you?

When you’re unsettled, when you’re reminded that life is all about continual changes and things happening that you’d never expect, it’s hard to focus. You start imagining fifty different scenarios for how a particular situation could resolve itself. You have no clarity. You’re in limbo.

Limbo is a hell of a place to be. It pretty much sucks.

Several years ago, I went out and shopped to deal with my feelings. Or drank a bunch of wine. Or ate a bunch of cookies.

Now, I just eat a bunch of cookies. 🙂 I repeat to myself, “This, too, shall pass” and eat lots and lots of sweets. Or potato chips. I also know that going on a run or two, preferably with friends, is a really good idea. Continue reading “Curveballs”

Your Money Or Your Life: Chapter 6 (Traveling Book Review)

Today I’m taking part in a “traveling book review” written by Rockstar Finance bloggers. Each day, a different blogger will review one chapter of one of the best money books I’ve ever read, Your Money or Your Life. Written by Vicki Robin and Joe Dominguez, Vicki’s original coauthor who’s since died, the updated version  contains timeless wisdom and current, practical tips for anyone working to make sense of their finances, their work/life balance, and life in general.

If you’d like to read reviews for each chapter, I recommend reading Rockstar Finance’s introduction post with links to reviews of each chapter.

The American Dream–on a Shoestring

Chapter 6 is perhaps the most relevant chapter to my life of the entire book. “Laurie,” it seemed to be saying to me the whole time, “read these words and internalize this message: if you want to achieve true freedom, you must learn to control your spending.”

A few years ago, I would have scoffed at this notion. “As if,” I can hear old me saying,”I’m going to earn more and buy whatever I want.”

This would be a terrific strategy if it worked–if it allowed me to increase my net worth, say, or even my happiness. Then we could get all the stuff we wanted just by working harder, and that would make us happier, and we’d all live happily ever after. All the millionaires and multi-millionaires would never declare bankruptcy or feel sad. Hollywood stars, paid millions per film, would never divorce or go through public scandals.

Unfortunately, life doesn’t work that way. As Robin wisely and gently explains, more stuff doesn’t necessarily bring more happiness. Especially once you’ve got your basic needs met. Continue reading “Your Money Or Your Life: Chapter 6 (Traveling Book Review)”

The Most Romantic Lenten Sacrifice

Happy Valentine’s Day. And Happy Ash Wednesday (aka the first day of Lent). It’s the first time since 1945 that Valentine’s and the start of Lent have fallen on the same day.

The Most Romantic Lenten Sacrifice--www.thethethreeyearexperiment.com

So in honor of such an auspicious occasion, I’m taking on a new challenge. While Valentine’s is usually about eating as many chocolates as you can get your hands on, Lent, at least for those in the Christian tradition, is a 40-day time of inner focus, of taking a look at yourself and seeing if there’s anything that you could improve upon. It’s traditionally a time when practitioners make a sacrifice, give up a vice, or adopt a new, perhaps self-sacrificial habit for 40 days.

Continue reading “The Most Romantic Lenten Sacrifice”

Life Is Short. So Why Not Buy What You Want?

Life is short. Do not forget about the most important things in our life, living for other people and doing good for them.

-Marcus Aurelius

Life is short. I was reminded of that yesterday when I heard the news that yet another friend’s sister entered Hospice. I’ll spare you the details, because it’s a heart wrenching story. They all are.

It wasn’t that long ago that I hugged my friend Pam, both of us sobbing, as we absorbed the news that her sister had three days to live.

Life is short. Eff it. Buy the car, I hear people say. Sometimes death feels like it’s all around, especially with the advent of social media. I’ve watched more distant friends, their spouses and children, suffer cancer, car accidents, the loss of babies. I’ve watched the intimate details of people I was sort-of close to once upon a time live unimaginable, heart-wrenching things. It’s gotten so bad at times that I’ve had to step away from social media and shut it all out. The worst part of so much heartache is that it reminds you that it could happen to you, that you or one of your people could get sick, get in an accident. Reminds you that you, too, are vencible, as Junior ThreeYear likes to say (“That should be a word, right, Mom?”).

If we don’t ever know how long we’ve got on this beautiful planet, why even bother saving for the future? Thinking about the future? Sacrificing now for a better tomorrow? Continue reading “Life Is Short. So Why Not Buy What You Want?”

5 Frugal Lessons I’ve Learned From My In-Laws

Frugality is such an important cornerstone to financial independence. Even if people disdain the word, the concept of spending less than you earn is essential to financial independence. After all, if Nicholas Cage can blow through $150 Million, there’s really little hope for the rest of us, unless we can mind the gap and stretch the space between what we spend and what we earn.

Since my family has a pressing reason to save a bunch of money–our dream of location independence–we are actively working to get better in this area.

I am mediocre at frugality. I didn’t grow up in a particularly frugal household (my parents having eschewed the Ziploc-reusing antics of their Depression-era parents) and although we did control our spending by wearing hand-me-downs and driving our cars to the ground (my dad drove one car he had for 17 years and then gave it to Mr. ThreeYear and me after we moved back to the States), we did not practice those everyday habits of frugal living that come so naturally to some.

Continue reading “5 Frugal Lessons I’ve Learned From My In-Laws”

The Story of a Book

Happy birthday, Mr. ThreeYear! Today is the anniversary of another trip around the sun for him and I want to give him a special shout-out for being my partner in this crazy location independence experiment we’ve undertaken.

As our family gets closer to our dream of location independence, I keep getting rid of more and more of the material things that we no longer need. Since 2014, we’ve worked on creating a house that has just enough, and ridding ourselves of our unnecessary possessions.

This is the 100% true story of one of my favorite books, told by me as I remember it. I realized, after being reminded of its existence recently (details of which you will soon read) that it represented a perfect analogy of my own journey toward distancing myself emotionally from my stuff.

Minimalism an ongoing journey for me, and I still have moments. Lots of moments, when I really, really crave material things (like a new pair of jeans when I already have four pair). Or I can’t imagining parting with that stainless steel bowl someone gave me for our wedding (that I’ve never used once in all our fourteen years of marriage).

Slowly, though, over a period of just over four years, I’ve gotten better at separating the emotions or memories I have from the things I own.

But I digress…

I remember the day and the details like it was yesterday. My mother had driven me and my younger sister on a special shopping trip after school. We’d gone to the mall, which was close to the private school I attended, a 45-minute drive from my house. My own little town was way too small for a mall. But Orangeburg had the aptly named Prince of Orange Mall, and inside the mall, was the… bookstore. Continue reading “The Story of a Book”